Solutions for Mobile Operators

One world, one mobile commerce platform

As a global-grade mobile commerce solution connected to international payment
networks, hyperWALLET provides Mobile Operators the opportunity to offer innovative,
and exciting new service capabilities to any existing or early stage mobile commerce
strategy -- including international remittance receipts to mobile accounts, acceptance of
employer payroll deposits, a wider range of options for subscribers to fund their airtime
purchases, as well as support for cross-carrier account-to-account mobile funds transfer
capabilities.

In addition, for mobile service providers that operate in numerous international markets,
hyperWALLET delivers a single-unified mobile commerce platform that can be tailored
to suit the unique regional needs of all international markets that you serve -- including
cross-country commerce, in multiple languages, via multiple service delivery formats.

hyperWALLET’s tight integration with global payment networks allow our customers to
participate directly in the mobile commerce ecosystem on a global scale, without the
need to rely on domestic or foreign banking partners. Start protecting your brand and
own more of your customer - now!

How It Works

Centralize and consolidate mobile commerce initiatives under a single platform

Only hyperWALLET allows you to unify all of your mobile commerce initiatives under a single mobile commerce platform -- without requiring the banks. hyperWALLET allows you to own the complete financial relationship with your customers, maximize those relationships, and truly capture the full revenue potential available across the entire mobile commerce ecosystem.

Because hyperWALLET technology processes and clears both international and domestic transactions alike, an exciting new range of mobile payment functions, convenient prepaid payment options, and expanded business services can now be introduced to your customers.

With hyperWALLET the complexity and hassles associated with fund transfers and reconciliation of cross-currency, cross-carrier, and cross-country payments are removed, as is the need to share valuable revenue opportunities with partner banks.

Tap into new mobile commerce channels

• International Remittances
  The hyperWALLET commerce platform, and its integration to global payment networks, allows Mobile Operators to participate directly in the significant revenue opportunities found in remittance and Foreign Exchange (FX) services to subscribers. Offering an international payment receipt capability to the mobile account also delivers a previously unavailable funding method to subscribers for the purchase and consumption of airtime credits.
  
  
• Own the Mobile Commerce Hub
  Through hyperWALLET, your mobile commerce services can now include immediate and secure Consumer-to-Consumer (C2C), Consumer-to-Business (C2B), Business-to-Consumer (B2C) funds transfers to, and from, any other mobile account directly -- without involvement from any bank partners, which means owning a much larger piece of the commerce hub.
  
  
• Drive Float Interest Revenues
  hyperWALLET offers the Mobile Operator complete transaction ownership in the system for all transaction types, allowing all transactions across the entire mobile ecosystem to be held and processed through Mobile Operator bank accounts. The float interest driven from the pre-paid float on deposit creates a substantial and exciting new revenue channel opportunity.
  
  
• Grow Business Services
  Thanks to batch and real-time APIs that tie into back-end payroll and expense software applications, hyperWALLET enables Mobile Operators to offer electronic payroll distribution services direct to subscriber mobile accounts. Offering mobile account payroll distribution delivers a value-add service to employers of any size that are tasked with paying wages by cash or cheque, while delivering a regular and exciting new prepaid “Top-Up” option for the consumer.
  
  
• Expand Dealer Networks
  Expand your Dealer networks far beyond the fixed location limitations of traditional bank branches, or even your own current kiosk locations. By leveraging hyperWALLET, virtually any person or business with a mobile account is able to act as a Dealer on your behalf as an accountloading station, balance cashout location, or even bill payment services. Expanding Dealer networks beyond the traditional norm adds strength, greater market reach, and convenience for the consumer

Find out more

Contact us today to request more information about how hyperWALLET can help monetize your mobile channel and subscriber relationships.

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